K3 Capital Advisory advises founders, PE-backed businesses and management teams on raising, refinancing and reshaping debt facilities — and on the wider corporate finance situations where the funding case needs to be credible with lenders, investors and boards.
Typical mandates
Indicative ranges only. Every mandate is sized against the specific business and market at the time of approach.
How do we raise the right debt package without wasting management time?
Senior term debt, unitranche, asset-based lending and working capital facilities — sized against the business rather than a generic product list.
When is equity the right answer, and what story needs to stand up?
Growth capital and strategic investment processes where the equity story, investor mix and management narrative need to be properly framed before outreach.
How do we reshape the balance sheet before a process pressures us into it?
Maturity management, covenant resets, shareholder cash-outs and full refinancings positioned across the relevant lender markets.
How do management, sellers and funders land on a workable structure?
Management-led transactions where the capital structure, investor selection and deal process have to align for everyone to get the deal done.
How do we run a sale that rewards preparation rather than luck?
Mid-market sell-side mandates where shareholder objectives, buyer positioning and execution discipline matter more than deal theatre.
What does this acquisition actually look like fully funded?
Acquisition support, target assessment and integrated debt advice so the bid, the capital structure and the financing all carry the same logic.
We don't sell a retainer looking for a process. Most engagements begin when one of these six things has already happened.
The target is real, the model is drafted, and the funding shape is the question management can't answer alone.
The market has moved. Running the same refinancing at the same terms is no longer an option, and the timeline is tight.
A refinancing with cash-out, a partial equity release, or a full recapitalisation — framed so lenders see the story, not just the exit.
Expansion, new sites, working capital stretch — needing the right blend of senior debt, asset-backed facilities and in some cases equity.
Performance has slipped, headroom is thinning, or a covenant test is looming. Lenders need a credible plan before the next review.
Debt architecture has to scale with the plan — accordion, incremental, reset LBO terms — and the next acquisition shouldn't force a refinancing.
A decision-support tool for management teams, not a gimmick. Enter four numbers to get an indicative debt capacity range sized against UK mid-market senior and asset-backed facilities.
What you provide
Indicative range returned
£—m – £—m
Live when you enter your numbers on the calculator page.
K3 Capital Advisory advised 4D Capital on the carve-out acquisition of Hepworth Clay from a listed global group, providing bid strategy, transaction structuring and a competitive debt raise to fund the purchase. The mandate combined buyside advisory and debt advisory disciplines to deliver a complete acquisition solution.
K3 Capital Advisory structured and negotiated a bespoke working capital facility from Optimum Finance for Bright A Blind, a London-based specialist in commercial blind cleaning and maintenance. The facility was sized to the operating cycle of the business, giving management the headroom to take on larger contracts and manage seasonal cash flow.
K3 Capital Advisory structured a refinancing for Douglas Baker Plastics that enabled shareholders to realise partial value, retain a 25% equity stake and introduce an experienced chairman to support the next phase of growth. The transaction reshaped the balance sheet while providing fresh capital for the business to deploy.
K3 Capital Advisory advised on the management buyout of Harris Evolution, structuring a NatWest-backed transaction that brought the senior management team into ownership and provided a clean exit for the departing shareholder. The deal was structured to support continuity of operations and give the incoming management team a platform for future growth.
K3 Capital Advisory advised the shareholders of Lifecast Body Simulation on its sale to 3B Scientific, a Germany-based global leader in anatomical models and medical training equipment. The process was run as a competitive strategic marketing exercise, resulting in a cross-border transaction that recognised the premium value of Lifecast's proprietary simulation products.
K3 Capital Advisory advised MyWorkpapers on a £3.4m Series A raise from Percipient Capital, structuring the investment to support platform development, sales team expansion and wider market growth. The round was positioned around demonstrable product traction and a clear path to increased recurring revenue.
Bank and credit fund appetite in the UK mid-market has shifted materially over the past eighteen months. This is a practical read on which sectors lenders are pricing keenly, where they are pulling back, and what borrowers should do before approaching the market.
Most refinancing mandates stall not because lenders won't lend, but because the borrower arrives unprepared. This piece covers the work CFOs and FDs should complete before the first lender conversation — and the common pitfalls that cost borrowers time and money.
Equity is not the default answer to a funding question. It is one tool, with a specific cost and a specific set of situations where it genuinely makes sense. This piece sets out the five trigger situations where equity is the right tool — and five where it is the expensive option.
If you're weighing a refinancing, a sale, an acquisition or an equity round, a short call is usually enough to tell us — and you — whether K3 Capital Advisory is the right team for the mandate.
K3 Capital Advisory is a trading name of Quantuma Advisory Limited. Material on this site is informational and does not constitute regulated financial advice.
