Debt, equity and transaction advisory for businesses where the funding case needs to stand up.
K3 Capital Advisory works with owner-managed businesses, PE-backed companies and management teams on capital structure decisions across the full transaction lifecycle — from initial assessment through to lender completion.
Six service lines. All mandate-specific.
Debt Advisory
How do we raise the right debt package without wasting management time?
Structuring, lender approach and execution across senior term loans, unitranche, asset-based lending, RCF and specialist facilities. From acquisition financing to refinancing and growth capital.
Equity Raise Advisory
When is equity the right answer — and how do we position the business to raise it?
Growth capital, strategic investment and equity-led funding processes. Preparation of the equity story, investor identification and execution through to close.
Recapitalisation and Refinances
Our debt facility no longer fits the business — what are the options?
Refinancing ahead of maturity, covenant strain, balance-sheet reshaping and ownership-driven capital structure change. Structured around your specific pressure point.
Management Buy-Outs
How do we structure an MBO that works for management, sellers and funders?
Capital structure, investor mix and transaction execution for management-led acquisitions. Works for both management as buyer and management navigating a sale process.
Business Sales
How do we run a sale process that maximises value and completes on terms that work?
Shareholder-driven sale processes focused on buyer identification, preparation and execution discipline. Mid-market and commercial in approach.
Buyside Support
We have identified a target — how do we assess the deal and fund the acquisition?
Acquisition support covering target assessment, capital structure considerations and transaction execution. Connects directly to debt and equity advisory where financing strategy matters.
Specific situations. Not generic mandates.
Most mandates begin with one of the following circumstances. If yours matches, the advice and process will be structured around it — not around a standard service line description.
Acquisition funding
A business or assets have been identified and the funding structure needs to be in place before heads are signed.
Refinancing ahead of maturity
An existing facility is approaching its term date and a new or extended structure is required on better terms.
Growth capital
The business has a credible expansion plan — new sites, equipment, working capital — and needs a facility that supports it.
Shareholder reorganisation
Ownership is changing, partially or fully, and the capital structure needs to reflect new stakeholder objectives.
Covenant pressure or underperforming facilities
Trading below covenant levels or locked into an expensive legacy structure. Options exist. They need to be assessed quickly.
PE buy-and-build
A portfolio company is acquiring bolt-ons and debt capacity, leverage and facility terms need to keep pace with the strategy.
A defined process from first call to completion.
Process discipline is a commercial advantage in lender processes. We bring structure at every stage so the business is positioned correctly before it reaches a lender — not during the conversation.
Assessment
We establish what the business can support, what lenders will lend, and what the right structure looks like before any approach is made.
Financial modelling
We build or challenge the financial model — leverage, debt service, covenant headroom and scenario sensitivity — so the numbers hold up in a lender process.
Lender approach
We run a targeted process to the right lenders. Not a wide mailout. A prepared approach to the institutions most likely to complete on your terms.
Term sheet negotiation
We manage the term sheet stage, compare competing offers on a like-for-like basis and negotiate the terms that matter: margin, tenor, covenants, flexibility.
Completion
We manage the process to close — legal, conditions precedent, drawdown — so management time is protected and the deal completes.
Start with a debt capacity assessment.
Use the calculator to establish indicative leverage before you engage lenders.