Commentary on lender appetite, refinancing windows, capital structure decisions and what the mid-market is actually experiencing — not what the bank economists are projecting.
Bank and credit fund appetite in the UK mid-market has shifted materially over the past eighteen months. This is a practical read on which sectors lenders are pricing keenly, where they are pulling back, and what borrowers should do before approaching the market.
Read moreMost refinancing mandates stall not because lenders won't lend, but because the borrower arrives unprepared. This piece covers the work CFOs and FDs should complete before the first lender conversation — and the common pitfalls that cost borrowers time and money.
Read moreEquity is not the default answer to a funding question. It is one tool, with a specific cost and a specific set of situations where it genuinely makes sense. This piece sets out the five trigger situations where equity is the right tool — and five where it is the expensive option.
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